American Community : American Community Mutual Insurance Company

Welcome to American Community

On April 8, 2010, Ingham County (Michigan) Circuit Court Judge William E. Collette issued a Rehabilitation Order placing American Community Mutual Insurance Company ("American Community") into Rehabilitation and named the Commissioner of the Office of Financial and Insurance Regulation ("OFIR") as the company's Rehabilitator. Rehabilitation is a corporate reorganization under Chapter 81 of the Michigan Insurance Code that is conducted under the supervision of the Ingham County Circuit Court. The Rehabilitation Order allows OFIR to ascertain American Community's financial condition and implement steps to protect American Community policyholders and creditors in all states where the company has business. Click here to read more.

Orders (by State)

2^ndQuarter 2010 Financial Statement

Group Coverage

Individual Coverage

Dental, Vision, Life, Short-term Disability

On June 30, 2010, the Ingham County (Michigan) Court approved the rehabilitator's plan for American Community to enter into a reinsurance agreement with Security Life Insurance Company of America, one of the nation's leading providers of dental, vision and group life insurance. Security Life will assume responsibility for American Community's group dental, vision, life and short-term disability coverage. Affected policyholders will be notified by postal mail in the coming weeks. Click on the links below for more information:

Group Medical Coverage

On July 14, 2010, the Court approved the rehabilitator’s plan for American Community to enter into a transition plan with United HealthCare Insurance Company. In the coming weeks United will notify American Community’s small groups about the availability of coverage from United. Click on the links below for more information:

On June 9, 2010, the Ingham County (Michigan) court approved OFIR's Transition Plan Agreement between American Community and UnitedHealthcare's Golden Rule Insurance Company. The Agreement provides existing American Community individual medical policyholders the option to transfer their coverage to Golden Rule. Affected policyholders will be notified by mail in the coming weeks. Click on the links below for more information:

Important note re: cancellations

Until you obtain other health insurance coverage, you should continue to pay your premiums to American Community to keep your policy in force. Once you have obtained other coverage, be sure to notify American Community to cancel your policy as follows:

Fax to: (734) 853-2267

Click here to cancel by e-mail.